Peer to Peer Lending – Making Investment More Rewarding and Credit More Reasonable for AllWelcome to FAI₹CENT - India’s leading Peer to Peer (P2P) lending platform and first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI. Fairassets Technologies India Pvt Ltd (Faircent.com) has a Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India allowing us to operate as an NBFC-P2P (Non Banking Financial Company – Peer to Peer Lending) in India.Founded in 2013 and based in Gurgaon, India, FAI₹CENT facilitates an online credit marketplace. FAI₹CENT app connects ‘borrowers’ looking for loans with ‘lenders’ seeking good returns on investment. DOWNLOAD THE APP TO GET STARTED NOW! Apply for a LoanBe it a wedding, debt consolidation or business funding, you can apply for an instant personal loan with ZERO collateral and 100% online loan processing. Avail a Personal loan or Business loan as per your repayment capacity and choice of tenure.🌟 Features:Loan Amount: Minimum Rs. 30,000 to Maximum Rs. 10,00,000.Rate of Interest / Annual Percentage Rate (APR): Minimum 12% per year to Maximum 28% per year.Repayment Period: Minimum 6 Months to Maximum 36 MonthsProcessing Fee: 2.5% to 8.5% of Loan Amount.GST: 18% of Processing Fee.A representative example of the total cost of a loan:For ₹1,00,000 borrowed for 12 months, with interest rate @13% per annum*, a user would pay:-> Processing fee (@ 3%) = ₹3,000 (Incl GST of 18%) -> Registration fee of ₹500 (Incl GST of 18%)-> Interest = ₹7,184-> EMI (Monthly Repayment)= ₹8,932Total amount to be repaid = ₹1,10,684*Interest Rate varies based on your risk profileMake sure you have documents listed below:👉 PAN Card, 👉 Aadhaar Card, or Voter ID/Passport👉 Last 6 months Bank Statement👉 Last 3 months of Salary Slip (for salaried)👉 Last year’s ITR💰 Invest Money in P2P LoansFaircent offers lenders a unique opportunity to invest in the alternative asset class of P2P loans. You can invest by lending to pre-verified borrowers and earn high returns.• Simply Install the App to Open Your Lender Account• Add funds to your Escrow Account to Invest• Invest in Your Choice of Loans• Get started with Money Lending Online now⭐ Features:1. Invest in borrowers across the country2. Minimum investment amount – INR 7503. Offering one of the best return on investment4. Enjoy regular passive income5. Easy loan portfolio diversification6. Best Investment Options for Salaried Person7. Best Investment Plan to build retirement wealth8. Best Short-Term Investment Plans🔒 Security and Protection of Privacy:Faircent practices transparency and we have no hidden costs and dont take margins from interests decided mutually between the borrower and lender. Please visit https://www.faircent.in/privacy-policy for more info.☎️ SupportYou can contact us at
[email protected]!